In 2024, I traveled to Vietnam primarily for an SEO conference—a business trip by definition, but I made sure to carve out time for at least one cultural landmark in Ho Chi Minh City. My choice was the War Remnants Museum, a name that initially struck me as intriguing without revealing the profound experience that awaited. I entered with no prior knowledge or expectations, completely unaware of what I was about to witness. What followed was one of the most impactful experiences of my Vietnamese journey, despite my limited exploration of the country beyond restaurants and conference venues. The museum primarily documents the devastating effects of Agent Orange on Vietnam during the American-Vietnamese conflict of the 1960s and 70s. Prior to this visit, my only association with "Agent Orange" had been through a German metal band's song—a shallow connection that was immediately and permanently transformed. Nothing about the actual Agent Orange chemical was "cool....
I've just had a financial wake-up call after reading "I Will Teach You To Be Rich" by Ramit Sethi. The hard truth? My financial literacy is terrible, and it's been messing with my money situation for years now. 2022 was my golden year financially. There was high demand for my services, jobs were everywhere, and money flowed steadily. But when that dried up, everything went downhill fast. I've been chasing that same success by taking on more jobs, but it's like trying to catch lightning twice—it just doesn't happen. Reading Ramit's book made me see how shaky my financial foundation really is. I'm not wasting money on myself (most goes to my kids' education and needs), but I've gotten into the habit of spending whatever comes in without planning or saving properly. Right now, my money is tied up in two overlapping life insurance plans (I realized too late I didn't need the second one) and payments on a plot of land that I started in 20...